Sovereignty isn't escape.
It's the power to choose.

Sovereign HNI is built for high net worth individuals — and the pre-HNIs on their way. Whether you're compounding your first serious capital or already hold wealth across crypto, equities, real estate, and businesses in multiple jurisdictions, Sovereign tracks it, learns what matters to you, and briefs you on what moves it.

The people selling relocation and second passports only profit when you move, so their advice is structurally conflicted. Sovereign has no setup to sell — it shows you every option, the real numbers, and the contacts to act, then leaves the decision to you. Sometimes the honest answer is to stay, and Sovereign will tell you that.

Yes — free forever. The Free tier shows where your net worth ranks in your own country and in every other, plus HNI lifestyle intelligence in Discover. Tracker ($19/mo) adds the full live net-worth tracker, integrations, and the sovereignty index. Sovereign ($100/mo or $1,000/yr) unlocks the intelligence layer: the tax and relocation engine, tailored AI monitor, AI chat, and second brain. Paid tiers have not opened yet — during the open beta every account gets the full product.

Crypto prices come from CoinGecko. Stock and ETF prices come from yfinance. Real estate, private businesses, and collectibles are entered manually with optional appreciation rates. Prices refresh every 5-10 minutes for crypto and hourly for equities — the equity refresh runs around the clock, so non-US and closed-market positions update in evenings and weekends too.

Binance, Coinbase, Kraken, OKX, Bybit, KuCoin, Gate.io, Bitget, MEXC, Crypto.com, Deribit, Gemini, Bitstamp, Bitvavo, Bitfinex, WOO X and Robinhood Crypto (US) for crypto. Interactive Brokers (read-only Flex Web Service token) and Trading 212 for traditional brokerage, DEGIRO through a statement PDF import (it has no API), plus a hosted broker sign-in through SnapTrade for Fidelity, Schwab, Robinhood, E*Trade, Webull, eToro, Vanguard, AJ Bell and thirty other brokers. We ask only for read-only access on every connection — never for permission to trade, transfer or withdraw — and nothing in Sovereign HNI places an order or moves funds. Create each key read-only, as the connect form's guide shows: we do not check a pasted key's permissions.

It reads your own portfolio, not your browsing. Sovereign builds an index of what your money touches — the tickers you hold, distinctive holding names, the countries you hold assets in, your tax residence, the asset classes in your sections — and ranks the wire against it, newest first within each tier. Every story that made the cut shows the reason in one line: 'You hold NVDA (Nvidia).' or 'Mentions Portugal — your tax residence.' No model and no tracking is involved: it is a rule, run on your rows, in the same request. A story that touches nothing of yours gets no reason at all, because one wrong 'why' teaches you to ignore the right ones. You can switch the whole feed back to strict newest-first whenever you like.

The tax engine models your portfolio against the rules of 165 countries: capital gains regimes, dividend treatment, crypto-specific rules, foreign income rules, and residency thresholds. You can run side-by-side comparisons of two or more jurisdictions to see how the same portfolio would be taxed differently.

Your data lives in an encrypted Postgres database hosted on Supabase in Frankfurt. Connections use HTTPS with HSTS. We never sell your data and never use it to train AI models. Some features do send data to service providers to work — the AI assistant sends portfolio context to Anthropic when you use it, the automatic Monitor AI brief does the same only after you switch it on (it is off by default), opt-in digests go through Resend or Telegram — and the privacy policy lists every provider, what it receives, and when. The one analytics tool we run is PostHog on EU servers, limited by an allowlist in our own code to anonymous funnel steps: no amounts, no holdings, no names, no emails, no session replay, and no cookie or anything else stored on your device. You can export your full dataset to JSON or delete your account at any time.

No. Every feature works with manual entry. Exchange integrations are a convenience, not a requirement. Many users prefer manual entry for sensitive accounts and integrations for high-velocity trading wallets.

Yes — five of them. Pick one of the five lives on this page (or 'Try the demo' in the nav) and you get your own isolated copy of the full dashboard: a $200K first-relocation plan, a $1.5M founder, an $8M family office of one, a $20M diversified portfolio, a $50M preservation mandate. Each one is a complete seeded account — holdings, multi-year history rebuilt from real daily market closes, notes, journal and its own tax problem. Hermes, the sovereignty cards and the presence calendar work on your copy; editing holdings and debt by hand is kept for real accounts. The session disappears after 24 hours and no card is involved.

The Telegram bot (daily digests plus natural-language portfolio queries), relocation modeling, the second brain, the physical-presence tracker and MCP access for your own AI agent are already live. Next up: paid-tier billing, Apple sign-in, and family-office / multi-seat accounts.